Occupational Health & Worker's Compensation Practice Test 2025 - Free Practice Questions and Study Guide

Question: 1 / 400

What is a primary goal of workers' compensation insurance?

To minimize employer costs

To provide immediate financial stability for injured workers

A primary goal of workers' compensation insurance is to provide immediate financial stability for injured workers. This system is designed to ensure that employees who are injured on the job receive timely medical treatment and financial support to cover medical expenses and lost wages. This financial stability is crucial as it helps workers focus on their recovery without the additional stress of financial burdens caused by their injury.

Injured employees can access benefits without needing to prove fault; this expedites the process of providing necessary support. The overarching aim is to ensure employees can recover and return to work as quickly as possible while maintaining a level of income stability during their rehabilitation process.

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To enforce discipline among workers

To replace lost wages with non-monetary support

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